Cut the drag. Just win.

Insurance operations is a solved problem. mea is the execution layer that reads incoming information, applies insurance rules and executes work across underwriting, claims, finance and broking. The back office runs itself. Winning becomes the whole job.

See the proof

Insurance wins with mea.

mea runs the operational work of insurance end to end, behind the systems you already use, so your people get back to the judgment, risk and relationships that actually win business.

How does mea help the insurance industry win?

Read anything.

Ingests submissions, loss runs, bordereaux and correspondence in any format and structures it.

PROOF: 92% extraction accuracy, contractually guaranteed and typically exceeded in production

Run the back office.

Executes underwriting, claims, finance and broking operations behind your existing systems.

PROOF: Up to 60% lower operating cost on selected workflows

Own the decision.

mea carries every operational step from intake to bind in one place: submission handling, validation, triage, appetite matching, assessment, pricing, quoting and binding, with authority and compliance built into every step. A workbench assembles the work. mea executes it.

Proof: Up to 40% increase in underwriting capacity

Built on insurance.

Powered by mea OraSM, mea’s proprietary insurance AI.

PROOF: rapid full deployment

Bye-bye back office drag

Don’t add another layer. Take work away.

Drag is every hour an expert spends carrying the process instead of calling the risk.

For decades, insurance has tried to buy its way out of drag. More systems. More point solutions. Now, more AI. The work never got lighter.

Teams still open documents, rekey data, jump between platforms and chase exceptions. mea ends that. mea’s agents read your information, apply your rules, and execute operational work across the systems you already use. mea carries the work through to completion.

Choose a function to see how mea takes the work away.

The work behind the business is solved.

mea connects intake, routing and operational execution across underwriting, claims and finance through your existing systems. Operations leaders get full visibility without carrying the work.

Talk to a mea expert
How you win
Operations off your agenda, for good
Work that moves without handoffs
Consistent execution across every function
Exceptions caught before they cost you
Your best people on the work that wins

Win more of the business worth writing.

mea Underwriting carries the risk from submission to bind: intake, validation, triage, appetite, assessment, pricing, quote and bind. Authority limits, referral rules and compliance checks run inside the workflow. Underwriters open a submission that is already complete, validated and scored, and their time goes to the decision.

Talk to a mea expert
How you win
More risks assessed, faster
Reading, rekeying and data chasing, gone
Authority, referral and compliance breaches stopped in flight
Exceptions surfaced before they slow the decision
Underwriters on risk, brokers and growth

The claim gets the expert. Everything else runs itself.

mea reads incoming claims information, structures the data and runs the operational activity through connected systems. Claims experts judge coverage, complexity, resolution and customer outcomes. mea handles the rest.

Talk to a mea expert
How you win
Claims moved from intake to action faster
Repetitive handling and rekeying, gone
Consistent execution across claims workflows
Exceptions surfaced before they become delays
Claims experts on resolution and outcomes

The manual chain in insurance finance ends here.

mea runs technical accounting, reconciliation, credit control and related finance work through connected systems. Finance leaders control the workflow. Nobody carries the process.

Talk to a mea expert
How you win
Transactions and reconciliations moved faster
Less rekeying and fewer manual handoffs
More consistent technical accounting and credit control
Exceptions caught before they become month-end problems
Finance teams on analysis, control and decisions

Brokers with clients. mea with everything else.

mea reads risk information, structures the data and moves broking work through connected systems. Placements keep moving. Brokers stay on relationships, negotiation and revenue.

Talk to a mea expert
How you win
More opportunities moved to market, faster
Less manual data handling and document preparation
Cleaner, more consistent submissions
Fewer handoffs across the placement journey
Brokers with clients and markets, full time

Proof over promises.

“AI works best when it converts the natural variability of broker submissions into structured information, freeing underwriters to focus on judgement-led decisions rather than repetitive tasks. Moonrock chose mea because that kind of tech requires a partner with direct insurance operational experience.”

Rachel Oliver, COO, Moonrock Insurance

Insurance AI that reads the way you do.

Generic AI can process language. Insurance execution requires context. mea Ora, mea’s proprietary insurance AI, is built on the industry’s only insurance domain-specific language modelSM and the industry’s only insurance knowledge graphSM.

That’s what an insurance knowledge graph does in practice. It understands the work before the work starts. It knows:

The difference between a bordereaux, a statement of account, and a premium finance agreement
CAT XOL is a treaty structure
FNOL triggers a claims workflow
That a Schedule of Values is structured data, not free text, whatever format it arrives in
That missing attachment points and net retained lines are red flags, not optional fields

Private learning architecture

Insurance-native from day one. Private learning by design.

mea arrives pre-trained on the language, documents and workflows of insurance. It then adapts to how your organization works, inside your own instance, with data that stays private to you.

Pre-trained for insurance

mea already understands insurance language, documents, entities and workflows before it reaches you. Nothing starts from zero.

Adapted to your guidelines

It takes on your terminology, schemas, operating procedures, appetite rules and workflows; all specific to how your business runs.

Improved through governed feedback

Corrections and approvals from your team refine your configuration, with every change reviewed and versioned.

Learning stays private

Each client operates on its own instance. Your data is your data, and the learning derived from it is private to you.

FAQs

Do we have to replace our existing systems?

No. mea runs behind the systems you already use. Start with one workflow, keep your current stack, and expand where it pays. Where you would rather replace a core system, mea can run the full stack instead.

Is this another interface for our teams to learn?

No. mea does the work behind your existing systems. Where an interface helps, it is built around the workflow and the people using it.

Is mea generic AI configured for insurance?

No. General-purpose LLMs are trained broadly on public data and need training on insurance specifics before they can be trusted with the work: the documents, the terminology, the rules and the relationships between them. mea starts from the other side. mea Ora runs on the industry's only insurance domain-specific language model (dsLM) and the industry's only insurance knowledge graph, trained on five years of real (re)insurance workflows, documents and decisions, with 125,000+ pre-trained insurance fields available out of the box. It knows the work before the work starts.

Why can mea do this when others cannot?

Executing a workflow end to end takes three things at once: insurance-native AI that reads the complex end of the market, an execution engine proven at operations scale, and a decision environment underwriters trust. Each takes years alone, and every other class of competitor is missing at least one. The difference shows up in what arrives at the end. Most AI produces a suggestion and hands it back to a person to action, while mea's agents clear the submission, triage it against appetite, validate the data, populate the connected system, flag blockers with a guided resolution, and log every action for audit.

We already use an AI provider. Does mea conflict with that?

No. The insurance intelligence in mea Ora is mea's own, and it works interchangeably with leading general LLMs. Where a general model adds value, mea works with the provider you have standardized on, inside the agreements and controls you already have in place. Your model choice stays yours.

How does mea impact the bottom line?

mea removes operating work, applies your rules consistently, and returns capacity to your expert teams. For carriers that lands in the combined ratio. For MGAs, more GWP without added headcount. For brokers, higher productivity and margin. In a demo, mea models the impact against your own book and workflow.

Do we need to fix everything at once?

No. mea is modular, and the modules are layers of one system rather than separate products. Start with mea Operations in the workflow with the clearest ROI, then extend across the others as the value proves out. Ingestion and Operations work with the systems you already use, and Underwriting integrates with your existing policy administration environment.

Cut the drag. Just win.

Insurance AI that shows up on
your combined ratio.