Insurance AI that lights up your bottom line.

Most insurance AI makes the work faster. mea is the execution layer: it does the work. Built on mea OraSM, mea’s proprietary insurance AI, the platform executes across the operation. That’s what moves the numbers that matter.

30+

live deployments

20+

countries

Up to 40%

increase in underwriting capacity

Up to 60%

operating cost reduction on selected workflows

Layers of one system

  • mea Operations

    Make the back office a solved problem.

    mea Operations executes underwriting, claims, finance and broking work behind the systems clients already use. It works with existing systems and can automate up to 90% of processing from day one. Ingestion and Triage run inside it.

    Explore mea Operations →
  • mea Ingestion

    Turn incoming information into ready-to-work data.

    mea Ingestion reads unstructured information in any format, structures it and updates connected systems. Add Triage to apply appetite, guidelines and business rules before the work reaches your team.

    Explore mea Ingestion →
  • mea Underwriting

    Giving underwriting back to underwriters

    mea Underwriting becomes the decision layer: the primary place where underwriters assess, price and bind. It includes mea Underwriting Operations, which executes the work beneath it, so the submission is ready when the underwriter opens it.

    Explore mea Underwriting →

mea Full Stack

Run the whole stack on mea.

mea Full Stack runs the systems of record as well, across policy administration, claims and finance, for clients ready to consolidate.

Explore mea Full Stack →

The real cost of drag.

Despite years of digital transformation and rising AI adoption, insurance operations remain largely unchanged.

Documents opened, data rekeyed, work routed, exceptions chased, teams jumping between platforms to keep the process alive.
For carriers, that operating cost can consume 12 to 14 points of combined ratio. For brokers, nearly half of total expense.

The deeper loss is expert time. Every hour spent carrying the process is an hour taken from risk, judgment, clients and growth.

Other AIs suggest. mea executes.

Most AI produces a suggestion and hands it back to a person to action. mea’s agents do the work:

  • Clear the submission
  • Triage it against appetite
  • Validate the data
  • Populate the connected system
  • Flag blockers with a guided resolution
  • Log every action for audit

A completed step in your workflow, not a recommendation waiting on someone.

“Most IDP platforms are very similar in terms of the capabilities they offer. The key differentiator for us was really a test of who understands our business: who understands our terminology, our market, the lines we write, the type of data that comes in and the rules that get applied to it. In this case we found a partner that was already up to speed, and that accelerated our rollout.”

Abhijeet Kuray, CTO, Mosaic Insurance

Why mea is the only company that can do this.

Executing underwriting end to end takes three things at once. Each takes years to build alone. mea holds all three.

Insurance-native AI

mea Ora reads the complex end of the market: the documents, the terminology, the rules and the relationships between them. Built for insurance work rather than adapted to it.

An execution engine

Proven at operations scale across underwriting, claims, finance and broking, running in production inside live businesses rather than in pilot.

A decision environment underwriters trust

Risk scoring, rule-breach detection and AI rationale at the point of decision, with every action logged and traceable.

The mea difference

Every other class of competitor is missing at least one.

Workbench vendors have the screen and lack the engine. mea executes the work behind the screen, extracting across the full submission and turning incoming data into structured, usable output.

Generic AI and hyperscalers bring the compute, but need heavy insurance-specific training. Occurrence versus claims-made, certificate versus binder, a forty-tab treaty schedule: that knowledge lives in mea Ora, mea’s proprietary insurance AI, built over five years inside live operations.

In-house builds have the domain and lack the scale. Several of the world’s largest carriers set out to build this themselves and have since come to mea.

Private learning architecture

Insurance-native from day one. Private learning by design.

mea arrives pre-trained on the language, documents and workflows of insurance. It then adapts to how your organization works, inside your own instance, with data that stays private to you.

Pre-trained for insurance

mea already understands insurance language, documents, entities and workflows before it reaches you. Nothing starts from zero.

Adapted to your guidelines

It takes on your terminology, schemas, operating procedures, appetite rules and workflows; all specific to how your business runs.

Improved through governed feedback

Corrections and approvals from your team refine your configuration, with every change reviewed and versioned.

Learning stays private

Each client operates on its own instance. Your data is your data, and the learning derived from it is private to you.

Built from insurance, all the way down.

Every mea product runs on mea Ora, mea’s proprietary insurance AI, built on the industry’s only insurance domain-specific language modelSM and the industry’s only insurance knowledge graphSM.

That foundation makes mea the execution layer for insurance: it reads, routes and executes the work from day one. No months spent teaching a general model what the work means.

FAQs

Can the products work independently?

Yes. Clients enter at the layer that matches the problem in front of them. Ingestion and Triage sit inside Operations, Operations sits inside mea Underwriting and mea Underwriting sits inside mea Full Stack. Everything adopted first keeps running as you go further.

Do we need to replace our existing systems?

No. mea is modular, so you can target the priority area with the clearest ROI without a long, complicated implementation project. Ingestion and Operations work with the systems you already use, and mea Underwriting integrates with your existing policy administration environment. For clients ready to consolidate, mea Full Stack runs the systems of record as well, across policy administration, claims and finance, so the whole operation runs as one system.

Where should we start?

Start with the priority use case creating the most drag. mea identifies the narrowest deployment with the clearest ROI, gets it live quickly and expands only when the business case is proven.

Cut the drag. Just win.

Operations should already be solved. Now it is.