One system, all the way down.
mea Full Stack runs the systems of record as well: policy administration, claims and finance. Ingestion, triage, the decision environment and the systems themselves run as one. For businesses ready to consolidate, the operating model and the technology stack become the same thing.
The consolidation problem
Every layer you keep is a layer you integrate.
Most insurers run underwriting on one system, policy on another, claims on a third and finance behind all of them. Information crosses those boundaries by hand or by interface, and every boundary is a place where data gets rekeyed, reconciled or lost.
Replacing one system at a time leaves the boundaries in place. mea Full Stack removes them.
How mea Full Stack works
The layers you already know, with the systems of record inside them.
mea Full Stack is the outermost layer of one system. Ingestion and Triage sit inside Operations. Operations sits inside mea Underwriting. mea Underwriting sits inside Full Stack, where the systems of record run too.
Policy Administration
Policy issue, endorsement, renewal and the policy record run inside mea, alongside the underwriting decision that created them.
Claims
The claims system runs on the same engine, so claims move from first notice to settlement without leaving the platform or losing policy context.
Finance
Technical accounting and credit control run against the same records, so premium, commission, tax and reconciliation follow the transaction.
One record, one audit trail
Every action from submission to settlement lands in one place, with the reasoning and the authority behind it intact.
Built for businesses ready to consolidate.
mea Full Stack is for carriers, reinsurers and MGAs who want the operating model and the technology stack to be the same thing. Clients who start elsewhere on the platform reach it by adding layers rather than by replacing what they have.
FAQs
Do we have to start with Full Stack?
No. Most clients enter at the layer that matches the problem in front of them: Ingestion, Operations or mea Underwriting. Everything adopted first keeps running as you go further.
Does Full Stack replace our policy administration system?
Yes, and the same applies to claims and finance. That is what separates Full Stack from mea Underwriting, which integrates with the policy administration system you already have.
Can we consolidate underwriting without consolidating claims?
Yes. The systems of record can be adopted in sequence, and mea will help you sequence that decision on your timeline.
How is this different from a core system replacement?
A core system replacement swaps one record-keeping system for another and leaves the operating work where it was. Full Stack brings the execution layer with it, so the work runs as the records update.
Who is mea Full Stack for?
Carriers, reinsurers and MGAs, wherever the business owns both the decision and the record. Brokers are served by mea Ingestion and mea Broking Operations.
Cut the drag. Just win.