For reinsurers

Insurance AI that shows up on your expense ratio.

mea runs the document-heavy work through underwriting, claims and finance. Your experts stay on risk, portfolio decisions and market relationships.

Talk to a mea expert

The reinsurance challenge

Submissions arrive dense, inconsistent and document-heavy: information to be interpreted, data to be structured, terms to be understood in context. Premium and loss bordereaux arrive in as many formats as there are cedants. From there the work moves across teams, through cession reconciliation, claims and recoveries and into technical accounting. A guess about a total insured value is a wrong price. A guess about a treaty exclusion is an unpriced exposure. Accurate information has to reach the right system at the right time.

The complexity of reinsurance belongs in the risk. mea takes the operational work away, so reinsurance experts stay on portfolio, capital and relationships.

How reinsurers win with mea:

More than $450 billion GWP processed through the platform.

mea can deliver

up to 60% lower

operating cost on selected workflows.

Clients can see

up to a 40% increase

in underwriting capacity.

We’ve processed more than

$450 billion

of GWP since 2021

Four products. One connected path through reinsurance work.

Reinsurers can use mea Ingestion, mea Operations, mea Underwriting and mea Full Stack independently or together across underwriting, claims, finance and enterprise operations.

Start with the workflow creating the most drag. Connect the products as the business case expands.

  • mea Operations

    Run the operational work behind underwriting, claims and finance.

    mea carries out supporting activity through connected systems, giving operations leaders visibility while experts remain focused on risk, portfolio decisions and market relationships.

    Explore mea Operations →
  • mea Ingestion

    Read complex information without losing the insurance context.

    mea structures treaty, facultative, claims and finance information and delivers clean data into connected systems.

    Explore mea Ingestion →
  • mea Underwriting

    The underwriting decision environment.

    mea Underwriting carries the risk from submission to bind in one place, with authority and compliance built into every step. A workbench assembles the work. mea executes it.

    Explore mea Underwriting →

mea Full Stack

Run the whole stack on mea.

mea Full Stack runs the systems of record as well, across policy administration, claims and finance, for reinsurers ready to consolidate.

Explore mea Full Stack →

Where mea takes work away

Treaty and facultative intake

Treaty and facultative documents arrive dense and inconsistent. mea reads them, keeps the insurance context intact and moves the work into underwriting ready to assess.

Risk triage

Prioritization depends on whoever opens the file. mea applies your treaty logic, appetite and business rules before an expert touches the work and surfaces the exceptions.

Claims and recoveries

Recovery and claims work crosses teams and systems by hand. mea moves the operational activity through connected systems and keeps complex cases with the right experts.

Technical accounting

Technical accounting lives or dies on accurate information reaching the right system at the right time. mea runs reconciliation, credit control and supporting finance workflows to one consistent standard.

Underwriting decisions

mea Underwriting brings the relevant information into one front-end environment built around expert risk assessment. The judgment stays with your underwriters.

Proof over pilots.

“We are an insurance company; we are not in the space of generating these deep models ourselves. I’m reluctant to invest any sort of decent money in areas that are likely to change or, even at the worst, become obsolete. But… it is about partnering with somebody who is keeping up with the pace of change. We are probably not able to do that. In all fairness to us, we’re not able to build this stuff out and keep up with that pace of change, and we believe that the partnership with mea, these guys are able to do that.”

Matt Phillips, Chief Application Officer, AXIS Capital

See the case study

Built from insurance, all the way down.

Reinsurance context should be built in from the start.

mea OraSM is mea’s proprietary insurance AI, built on the industry’s only insurance domain-specific language modelSM and the industry’s only insurance knowledge graphSM. Together, they provide mea’s AI agents with the domain-context to understand insurance documents, terminology, rules and relationships so they can operate reliably and auditably on live, high-stakes insurance work.

FAQs

Can mea handle treaty and facultative workflows?

Yes. mea is designed to ingest and structure complex insurance documentation and apply configured rules within underwriting workflows. The specific treaty, facultative and portfolio requirements should be validated against the client's operating model during technical evaluation.

Do we need to replace our existing systems?

No. mea can work behind current underwriting, claims and finance environments. A dedicated underwriting environment or broader platform path can be considered where it creates additional value.

Does mea make the final risk decision?

No. mea prepares the work, applies configured rules and removes surrounding operational activity. Expert judgment remains with the underwriter.

Can we start with technical accounting or another bounded workflow?

Yes. A focused workflow with a clear operating burden is often the strongest place to begin.

Cut the drag. Just win.

Insurance AI that shows up on your bottom line.