intelligent underwriting

Gain an unfair advantage, and write the right business faster than your competitors. Intelligent submissions eradicates manual pre-bind processing to achieve higher win rates and quote-to-bind ratios. Get time back to focus more on distribution networks, growing premium and sending the submissions to market in the best format possible.

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mea intelligent submissions utilizes agentic AI to automatically extract and triage risks so underwriters have everything they need to focus on underwriting

the user simply decides what information they need and how they would like it presented. mea Platform uses ora, it’s pre-trained Insurance AI, that works immediately, avoiding months of development.

mea Platform is constantly updated to remain best-in-class, so you never have to worry about the tool becoming out-of-date or being blindsided by a competitor.

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featured benefits

intelligent underwriting reduces costs and provides valuable time back to underwriters, allowing the business to focus on driving competitive advantage.

largest AI automation deployment

20+ countries, 50+ languages supported

get going in minutes

Just minutes to clear and prioritize submissions

grow faster

Scales from 5 person MGAS to 100,000 person global carriers and brokers

increase profit

Faster and better data means richer risk insights. Combined Ratio improvements of more than 5%

featured resources and case studies

latest news

mea in the news
AI-enabled automation accelerates underwriting workflows for fast, transparent coverage 
mea in the news
The mea Operations suite delivers insurance specific agentic AI and pre-built agents to impact combined ratios and profit margins.
mea in the news
The mea Operations suite delivers insurance specific agentic AI and pre-built agents to impact combined ratios and profit margins.
Blog
The insurance industry has carried the weight of operating costs for decades — 12–18 points of every combined ratio lost to processes that add little differentiation. Generic automation couldn’t fix it. Now, domain-specific
Blog
In a softening commercial-insurance market, with global rates down 4% in Q2 2025, operational efficiency has become the key lever for profitability. Accenture projects that 62% of working hours in (re)insurance could be transformed by AI. Insurers who adopt domain-specific AI language models and automate entire workflows from submission to claims are seeing expense-ratio reductions of up to 65% and underwriting-capacity increases of 40%. The window for transformation won’t stay open indefinitely — the winners move now. Read More at : The AI JournalClick here for the full article
mea in the news
The mea Operations suite delivers insurance specific agentic AI and pre-built agents to impact combined ratios and profit margins.
mea in the news
ServiceNow Insurance Customers Can Access Market Leading AI to Speed Underwriting, Claims, and Finance Operations
mea in the news
Mike McGavick Joins mea Platform as Board Chairman and Strategic Advisor Veteran Insurance CEO and Leader Known for Steering Global Institutions Will Accelerate mea’s Next Phase of Growth
mea in the news
Mike McGavick Joins mea Platform as Board Chairman and Strategic Advisor Veteran Insurance CEO and Leader Known for Steering Global Institutions Will Accelerate mea’s Next Phase of Growth
mea in the news
mea Platform today announced that leading insurer The Hartford successfully completed a pilot program using its generative artificial intelligence solution to process underwriting documents. This resulted in underwriters spending less time on manual document processing, allowing for more time serving customers.

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